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Get a £500 welcome bonus when you open a Premier Account.

Plus open a Premier World Elite Mastercard alongside for another £290 cashback (equivalent to your first annual fee). Representative example: 100.2% APR representative (variable), purchase rate 29.9% p.a. (variable), assumed credit limit £1,200, annual fee £290. Subject to eligibility and T&Cs. Credit subject to status. Offer starts 27th July 2026 and can be withdrawn at any time.
Current account switch guarantee logo

Getting your reward is as easy as 1, 2, 3

Step 1. Open an HSBC Premier Account as a new customer.
Step 2. Within 90 days, either:
  • Complete a full switch using the Current Account Switch Service with a qualifying salary of £100,000+ per year
  • Deposit and maintain £100,000+ in savings or investments with Ä¢¹½ÊÓƵ for the qualifying period

Step 3. Open an HSBC Premier World Elite Mastercard within 90 days of opening your Premier current account, and we’ll pay £290 cashback into your Premier bank account.

 

£500 paid within 70 days of qualifying. £290 paid into your HSBC Premier Bank Account within 90 days from payment of £500 welcome bonus; the credit card annual fee is charged to the credit card.

New customers only (can’t have held an HSBC or first direct account since 1 Jan 2025). See T&Cs and FAQs for more information.

Everything is Premier when your bank account is

What you get with Premier

  • No monthly account fee
  • Peace of mind for you and your family1 with HSBC Premier Worldwide Travel Insurance provided by Aviva
  • Access to a range of wellbeing and health benefits2
  • Enjoy exclusive rates, rewards and offers
  • Plan your future with financial advice*
*Fees and eligibility criteria apply.

What you get with Premier World Elite Mastercard

  • Receive 40,000 reward points when you spend3 £2,000 on your card in the first 90 days of your card membership4
    • Enjoy enhanced travel benefits
    • Earn points faster than our other rewards cards
Approval for the HSBC Premier World Elite Mastercard is subject to status and HSBC lending criteria. Applying does not guarantee acceptance.

1. Premier Worldwide Travel Insurance, provided by Aviva, is available to Premier account holders, their partners and dependent children or grandchildren and subject to a separate application. When your trip begins, you must be under 70 years of age, and children and grandchildren must be under 23. Not available to non-UK residents. See full eligibility criteria.

 

2. Eligible Premier account holders, their partners and their dependent children under the ages of 23 can access HSBC Online Health Services provided by Square Health. Certain limits and exclusions apply, appointments are subject to availability. Find out more about HSBC Premier online health services and cancer bereavement cover (PDF)

 

3. Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charges.

 

4. To receive the 40,000 reward points, you need to have been approved for this card and spent £2,000 on eligible purchases in the first 90 days of your card membership. Purchases made by the main and / or any additional cardholder during the first 90 days of account opening will count towards the £2,000 qualifying spend. The offer is limited to a single award of 40,000 reward points per account, regardless of the number of additional cardholders, or any spend in excess of £2,000. The reward points will be awarded 91 days after account opening, unless we’ve delayed applying one or more qualifying purchases made during the first 90 days to your account. In this case, the points will be awarded once the purchases have been applied. Offer can be withdrawn at any time.