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Financial advice

Get the help you need for the future you want.

Advice with you in mind

Start planning your future with a no-charge initial chat to talk about your financial goals.

Following the chat, our financial adviser can provide you with personalised advice to help bring clarity, direction and peace of mind as you work towards growing your future plans. Whether that's growing your wealth, retirement, legacy planning or family protection. Eligibility criteria and minimum fees apply for advice.

Contact us now to arrange a chat. Remember, when investing, your capital is at risk.

Ready to set up a conversation?

What our advice can help with

Choose which areas you'd like financial advice and we'll recommend investment and insurance products, hand-picked from selected providers, including HSBC.

The value of any tax benefits will depend on individual circumstances, and tax rules can change in the future.

  • Saving and investing in a way that suits your needs

  • Family financial protection in case the worst should happen to you

  • Discuss ways to structure your finances to make the most of Government tax relief and allowances to maximise growth

  • Retirement planning for the future lifestyle you want

  • Passing on your wealth to your family and future generations

  • Discretionary investment management where decisions are made on your behalf. Eligibility and fees apply

How it works

We'll explain the process at each stage and agree any future fees with you before proceeding.

Initial chat

Kick-off meeting with our wealth team to discuss your current situation and see if we can help.

Deeper dive

A more detailed chat to better understand your needs, goals and approach to risk. Fees apply.

Bespoke report

If you'd like to continue, your adviser will draw up a bespoke report based on your information.

Make a decision

Follow-up to go through our recommendations and answer any questions. It's then up to you to decide what you do next.

How much does financial advice cost

Your adviser will explain the fees and charges to you before you commit to taking advice from us. If you take our advice, we'll charge a 1.95% fee.

Ready to set up a conversation?

You can get financial advice if:

  • You've £100,000 or more in savings and investments
  • You've an HSBC current account and you're registered for online banking
  • You're at least 18 years old and a UK resident
  • You aren't a US national, citizen or resident (eg a US passport or green card holder)

Arrange a call back

Leave your details to arrange a call back with our specialist Wealth team.

Chat to us

Use our online Chat to speak to a wealth specialist between 9:00 and 20:00 Monday to Thursday, or between 9:00 and 17:00 Friday to Saturday.

Frequently asked questions

You might also be interested in

 

Discretionary wealth management where investment decisions are made on your behalf, by a Wealth specialist. 

 

Access our guides, tools, investment products and wealth specialists to achieve your ideal retirement lifestyle.

 

Use our calculator to see how your investment could potentially grow over time and under different market conditions. UK customers only.

 

Find out how it’s possible to reduce your inheritance tax – and even pay none at all.

It's easy to answer your query online. Visit our Help page to find out how.